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Union Advantage - Teachers

Our Union Advantage Program Offers Attractive Benefits for Union Members Union members receive a $500 gift card after closing on purchase or refinance transactions* We are proud to provide home mortgage solutions to hard working union members. We understand their unique needs and offer a wide variety of mortgage products that can accommodate the seasonal and dynamic nature of their jobs. Plus, we are proud to offer products (such as FHA) that can accommodate borrowers with limited credit histories or lower credit scores. We truly value the work union members perform, and we want to provide them with a first-class experience when they purchase or refinance a home. When your members – or their immediate family – participate in our Union Advantage program they receive…• A $500 gift card is provided on purchase or refinance transactions• Our Payment Assurance** benefit helps members who become involuntarily unemployed make their mortgage payment for up to six months.• Access to our full mortgage product lineup, which includes Conventional, FHA, Jumbo, Home Equity Conversion Mortgages (HECM) / Reverse Mortgages, USDA, and VA options for qualified members.*** • Choose to work with our Real Estate partner, Union Home Services, and they will provide a cash rebate when you buy and/or sell your home.

*Delivery 30 to 45 days after closing. One per household. The OmniCard Visa Reward Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Reward Card may be used everywhere Visa debit cards are accepted. No Cash or ATM Access. This optional Offer is not a MetaBank nor a Visa product or service; and neither MetaBank nor Visa endorse this Offer.**The Payment Assurance Program is a non-contributory job loss plan backed through an “Excellent” rated third party carrier. The information herein is solely a summary. The benefits plan contains restrictions on eligibility, vesting, and waiting periods. The actual terms, conditions and limitation of the benefits plan are established by the commercial policy documents. We are not affiliated with the Payment Assurance benefits program or with the carrier of this plan. The benefits plan is subject to availability at the time of loan closing and may be modified or withdrawn without notice. ***This material is not from HUD or FHA and the document is not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented. This material/presentation is intended as educational and informational only. This does not constitute an offer to lend or to recommend available products. Cherry Creek Mortgage Company, is not endorsed by nor acting on behalf of or at the direction of the US Department of Housing and Urban Development, the Federal Housing Administration, the US Department of Agriculture or the Federal Government. To check the license status of your mortgage broker, visit We are not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, U.S. Department of Agriculture, Veterans Administration or the Federal Government.

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